Why choose AIM as the carrier?
- AIM covers more events and activities than any other carrier. They cover what others won’t.
- Aim only focuses on PTA and Booster coverage. They use this expertise to tailor a plan that is right for your PTA.
- As a family-owned business, they believe in outstanding customer care and building great relationships with their clients, especially with PTA.
1. Event Insurance (General Liability)
• $1,000,000 or $2,000,000 liability coverage per occurrence (no deductible)
• $5,000 per person medical payment (no deductible)
• Options for increased medical payments: $10,000, $25,000, and $50,000 (no deductible)
Event Insurance covers fall carnivals, bounce houses, dunking booths, fun runs, skating parties, auctions, and more.
Upgrade Available:
- Media Liability - misuse of content on your PTA website or social media
2. Directors & Officers Liability Coverage
• $1,000,000 liability limit
• $1,500 deductible
If someone sued the officers of your PTA for mismanagement, misrepresentations, dissemination of false or misleading information, or inappropriate actions, this coverage would pay to defend them against those actions.
3. Embezzlement Insurance (Bond)
• Coverage available: $10,000, $25,000 and $50,000
• $250 deductible
Embezzlement Insurance covers monetary losses sustained by a PTA through any fraudulent or dishonest act(s) or embezzlement committed by any of the elected officers, members, volunteers, or employees.
4. Property Insurance
• Coverage available: $10,000, $25,000 and $50,000
• $250 deductible
Property Insurance covers items such as raffle merchandise, auction items, and fundraising supplies while in your PTA's care, as well as your PTA’s personal property like popcorn machines, school store supplies, emergency relief supplies, and more.
Helpful Resources
AIM Insurance Guide
Description of Coverages *
10 Things You Should Know About Insurance
Why Does My PTA Need Insurance?
Top 10 Ways to Protect Your Organization
Field Trips: What You Should Know